Miral InvestEST. 2022

FINANCIAL TECHNOLOGY COMPANY

Finance,
Connected.

We build and operate technology across financial access, global markets, capital and infrastructure.

Banking, cards and payment infrastructure that make financial access simpler.

THE PREMISE

Financial systems shouldn't exist in isolation.

Miral Invest develops financial products, infrastructure and strategies designed around a more connected financial ecosystem — built at the intersection of finance and technology.

One connected financial ecosystem.

ACCESS: Banking, cards and payment infrastructure that make financial access simpler.

WHAT WE BUILD

Financial infrastructure, built as connected systems.

Financial products, infrastructure and technology designed to work together.

AccessARTA

A MIRAL PRODUCT

ARTA

Financial access beyond borders.

A financial-access platform connecting digital onboarding, banking infrastructure, payments and physical cards into one experience.

FINANCIAL ACCESS INTERFACE

ARTA ACCOUNTACTIVE
AVAILABLE•• •••.••MULTI-CURRENCY
Identity verified
Account opened
Card issued
IN PROGRESS
TRANSFERSDIRECT DEBITCONTACTLESSFX
MIRAL•••• •••• •••• ••••ARTADEBIT

02 — MARKETS & CAPITAL

Signals become decisions.

  • Forex
  • Indices
  • Systematic Trading
  • Risk Infrastructure
  • Investment Strategies
  • Private Capital
  • Capital Allocation
  • Strategic Ventures

SIGNAL → ALLOCATION

MARKET SIGNALSDATASIGNALALLOCATIONCapital

MIRAL LABS

Building what finance needs next.

An experimentation and technology layer focused on the infrastructure, automation and intelligence behind modern financial products.

  • ENGINEERING
  • AUTOMATION
  • APIS
  • RESEARCH
MIRAL LABS01INTELLIGENCE02INFRASTRUCTURE03MARKETS04PAYMENTS05ACCESS06R&D
HOW IT WORKS

From invoice to settlement, in four steps.

A billing and payment flow designed around verification, not assumptions.

  1. 01

    Invoice issued

    Your account manager issues an invoice in USD or EUR with clear line items, issue date and due date.

  2. 02

    Secure sign-in

    You sign in to the client portal with a session protected by HTTP-only cookies and role-based access control.

  3. 03

    Card payment

    Pay by Visa or Mastercard through the payment gateway. The card details never touch our servers.

  4. 04

    Server-side verification

    The payment is verified directly with the gateway before the invoice is marked as paid — every time.

WHY MIRAL

Built for clients who expect certainty.

Verified payments only

An invoice is settled after the server confirms the transaction with the gateway — never on a browser redirect alone.

Six languages, two directions

The portal speaks English, Persian, Arabic, Turkish, Tajik and Russian, with full right-to-left support.

Exact amounts

Money is stored in integer minor units, so a $100.50 invoice is always exactly $100.50.

Full audit trail

Every invoice and payment action is recorded with actor, timestamp and context for reconciliation.

FAQ

Questions, answered.

Which cards can I pay with?

Invoices can be settled with Visa and Mastercard through our payment gateway. You are redirected to the gateway's secure hosted page, so card data is never processed or stored by Miral Invest.

Which currencies do you invoice in?

Invoices are issued in US dollars or euros. The currency is fixed on the invoice at the moment it is issued and never changes afterwards.

When is my invoice marked as paid?

Only after our server verifies the transaction directly with the payment gateway. A successful redirect back to the portal shows a 'verifying' state until that check completes.

What happens if I am charged twice?

Payment processing is idempotent: repeated gateway callbacks for the same transaction cannot create a second payment record. If you believe you were charged twice, contact us and we will reconcile it against the audit log.

How do I get an account?

Create an account from the sign-in page, or ask your Miral Invest contact to create one for you. Invoices become visible in your portal as soon as they are issued.

ACCESS · MARKETS · CAPITAL · TECHNOLOGY

One connected financial ecosystem.

Let's build what's next.